In this episode of The Land Development Podcast, Ryan Glick and Charles Covey explore a series of government-related headlines and how they could affect the housing and land development industry. They begin with the proposed 50-year mortgage and whether it’s truly a solution to housing affordability or just another way to trap homeowners with long-term debt and slow equity growth. With examples and numbers, they break down how monthly payments drop, but long-term interest and risk increase.
Next, they discuss the idea of a new round of stimulus checks, referred to by some as a “tariff dividend.” The hosts share concerns about inflation and question whether one-time payments are the right approach for helping Americans. They point out that instead of handing out lump sums, adjusting tax policy may have longer-lasting benefits.
They also touch on the recent end of the government shutdown and what it might mean as another one could be around the corner. From there, the conversation shifts to New York City politics, specifically new leadership under Zoran Mamdani and how promises of rent freezes and affordable housing expansion may or may not play out.
To close, the episode covers Florida’s proposal to eliminate property taxes on homestead properties and what that could mean for other states like Texas. Ryan shares a breakdown of how much residents in different states could save monthly, while Charles questions how realistic it is to fund government services without property tax income. The episode ends with a reminder that while the future has promise, developers and investors need to stay informed on how politics will shape their opportunities.
Ryan sits down with Peter Murphy Lewis to talk about how storytelling can help developers and builders attract better talent and build stronger teams. They break down simple, practical ways to use video and real stories to stand out in today’s labor market.
Keith Miller joins the show to talk about his focus on building attainably priced homes at scale in Montana, why he’s using factory-built housing, and what it really takes to bring new supply to fast-growing markets.
Ryan and Charles break down falling homebuyer demand, a heated TikTok debate on millennial housing choices, a proposed property tax hike in New York City, and what a shrinking U.S. population could mean for developers.